Vincent J. Deleo · Chartered Accountant
The CFO you need, for the time you need.
Part-time CFO, accounting and tax services for owner-operated businesses across Vaughan and the Greater Toronto Area — from a chartered accountant who has also sat in the operator's chair.
- CPA, CA Chartered Professional Accountants of Ontario
- CFA CFA Institute, charterholder since 2007
- MBA Schulich School of Business, York University
- 20+ years In banking and finance, including 15 as a practising accountant
Most CFOs have sat on one side of the table.
Vincent spent four years at RBC in commercial lending, where he learned how a bank actually reads a credit file. He then trained in public practice before founding his own firm in 2014.
Since 2018 he has been President of a food manufacturing business — which means he has not only prepared the statements, he has lived with them. Payroll on the 15th. A margin that moved the wrong way. A lender asking questions on a Friday afternoon.
That combination is the whole point. He can build the reporting, and he knows what it feels like to be the one reading it at midnight.
What that looks like in practice
Results from a business he has run himself, not a client case study.
Two ways to work together
Fractional & Part-Time CFO
Senior financial leadership, a few days a month — without the cost of a full-time hire.
- Monthly reporting and management accounts
- Cash flow forecasting and working capital
- Budgeting, margin and pricing analysis
- Lender and bank relationship management
- Strategic and financial advisory
Accounting & Tax
The compliance foundation — corporate and personal, handled properly.
- Corporate tax returns
- Personal tax returns
- Tax planning and advisory
- Financial statement preparation
- Bookkeeping
Industries
Experience across a range of owner-operated businesses, with particular depth in one.
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Food & beverage manufacturing
Costing, yield, sourcing and the working-capital cycle — from the inside.
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Professional services
Utilisation, billing cycles and partner compensation.
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Retail
Store-level contribution and seasonal cash planning.
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Owner-managed & family business
Succession, remuneration and the personal-corporate overlap.
How an engagement works
Most people have never hired a fractional CFO. Here is the shape of it.
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Introductory call
Thirty minutes, no charge. What the business does, what is keeping you up, and whether this is the right fit.
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Review
A look at your current reporting, systems and tax position, so any proposal is based on what is actually there.
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Scope and fee
A written scope with a fixed monthly fee. No hourly surprises, and you can change the scope as the business changes.
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Ongoing
A regular reporting rhythm and a standing slot in your month — plus a phone number for the questions that will not wait.
Start with a conversation.
Thirty minutes, no charge, no obligation — and you will get a straight answer about whether this is worth pursuing.