Vincent James Deleo

Chartered Accountant

Accounting & tax.

The compliance foundation, handled properly, for corporations and for the people who own them.

Services

Each of these can be a standalone engagement or part of a fuller relationship.

  • Corporate tax returns

    T2 preparation and filing for Canadian corporations, with the planning that should happen before year end rather than after it.

  • Personal tax returns

    T1 preparation for business owners, professionals, and families with more than a single T4 to think about.

  • Tax planning & advisory

    Remuneration strategy, corporate structure, the salary-versus-dividend question, and planning around a sale or succession.

  • Compilations and financial statement preparation

    Year-end statements prepared to the standard your bank and your lender expect to see.

  • Bookkeeping

    Accurate, current books. The thing every other service on this page depends on.

  • CRA correspondence

    Reviews, queries and assessments handled on your behalf, so you are not the one drafting the letter.

Not your average accountant.

Most accountants only ever see a business from the outside, through the file it hands over at year end. Vincent has worked the other two sides of that table as well.

He spent four years at RBC in commercial lending, deciding which businesses got credit and on what terms. He read the statements that owners and their accountants submitted, and learned first-hand which ones a lender trusts and which ones raise questions.

Since 2018 he has run a food manufacturing business, which means he has been the one approving payroll, defending a margin, and answering a bank's questions about his own numbers.

That combination is uncommon in a tax and compliance practice. Your return is still prepared correctly and filed on time. The difference is that the person preparing it has sat in your chair, and has also sat across the table from the lender who will read it.

The full background

Both sides of the table

  • Four years assessing commercial credit at RBC
  • Trained in public practice, own firm since 2014
  • Running a food manufacturing business since 2018
  • CPA, CA · CFA charterholder · MBA, Schulich

Compliance is the floor, not the ceiling.

Filing a return on time is the minimum. The value is in what happens in the eleven months before it, in the structure, the remuneration mix, and the timing of purchases and distributions.

If you only speak to your accountant once a year, you are finding out about decisions after the window to make them differently has closed.

See the fractional CFO services

Who this is for

  • Owner-managed corporations across the GTA
  • Professionals with a professional corporation
  • Families with business and personal filings that interact
  • Businesses that have outgrown a self-serve bookkeeping setup

Get your year end handled properly.

Tell Vincent what you need and he will tell you what it involves.